SHRM (Society for Human Resource
NCSHRM (North Carolina
Society of Human Resource Management)
Association of Drug Diversion Investigators)
NCHA (North Carolina Hospital Association)
Carolina Medical Group Managers Association)
(Winston-Salem Medical Group Managers Association)
Group (Drug Screening)
(Fair Credit Reporting Act)
Federal Trade Commission's Identity Theft Website
Western North Carolina Health Network
December 27, 2007
Want a Free Annual Credit Report?
The Only Official Website is annualcreditreport.com
The Fair Credit Reporting Act requires each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your request, once every 12 months. The three companies have set up one central website, toll-free telephone number, and mailing address through which you can order your free credit report. The Federal Trade Commission (FTC), the nation’s consumer protection agency, wants you to know that, if you want to order your free annual credit report online, there is only one authorized website:annualcreditreport.com.
Many other websites claim to offer “free credit reports,” “free credit scores,” or “free credit monitoring.” But, be careful. These sites are not part of the official annual free credit report program. And in some cases, the “free” product comes with strings attached. For example, some sites sign you up for a supposedly “free” service that converts to one you have to pay for after a trial period ends. If you don’t cancel during the trial period, you may be agreeing to let the company start charging fees to your credit card.
Mail your completed Annual Credit Report Request Form to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
History Release Form
Individual Record Check Form
Authorization for Release of Information and Records Form
of Columbia Criminal History Request Form
Non-Criminal Justice Criminal History Records Check Request Form
Non-Law Enforcement Record Check Request Form
CORI Request Form
Criminal History Release Form
Hampshire Criminal Release Authorization Form
Mexico Authorization for Release of Information Form
Dakota Authorization and Release Form
Criminal History Record Name Search Request Form
Pre-Adverse Action Letter
Adverse Action Letter
Frequently Asked Questions
Why should I conduct a pre-employment background
An average of 50% of the information on employment applications is incomplete
or inaccurate. An average of 40% of applicants fail to disclose other names
used or locations of residency. 42% of applicants, on average, have Department
of Motor Vehicle violations. An average of 39% of applicants have bad credit.
the pre-employment background research
conducted by Investigative Associates
from other sources that can provide
Vendors that can provide instantaneous background results are obtaining their
information though databases purchased from various information brokers.
Typically, these databases are updated at most monthly and some as infrequently
as semi-annually. Only ten states submit criminal history information to these
database brokers. Consequently, most of their information is retrieved from
other sources such as Departments of Correction records and Sex Offender
Registries which will not contain all criminal offense records. Database
searches are typically not compliant with the requirements of the Fair Credit
Reporting Act (Section 613.a.2).
Investigative Associates searches the actual state repository of criminal
records in each state that maintains a statewide repository. For those states
without a statewide repository we search the individual counties’
criminal records where an applicant has resided.
This insures that the client receives the most up to date, accurate information
is Investigative Associates qualified
to do this?
In addition to being regulated by the Fair Credit Reporting Act as a Consumer
Reporting Agency (CRA), Investigative Associates & Consultants, Inc. and
its agents are also licensed by the North Carolina Private Protective Services
Board. This Board is a division of the North Carolina Department of Justice and
through the North Carolina State Bureau of Investigation may audit and inspect
the records of licensees at any time. The additional regulations imposed by
these agencies insure that our information meets the highest standards of
accuracy and confidentiality.
I need to perform
background investigations on a recurring
basis. How can I best accomplish this?
We would be pleased to discuss with you the options for becoming a recurring client. We can provide you with
access to our client page and you can request multiple investigations as you
need them. In addition, we are able to provide discount pricing based on
volume. Please contact us at (336) 768-7040 or complete our online information
request form and an agent will contact you.
What is the refund policy?
Fees for the services provided by Investigative Associates & Consultants
are posted on the various website pages. Every search conducted incurs fixed
and variable costs for our organization. Whether the search results yields
multiple records or none at all, searches are completed using the same
standards and processes. A refund will only be processed if Investigative
Associates & Consultants is notified by the customer to cancel the request,
prior to the initiation of any research by Investigative Associates &
Consultants. Information entered incorrectly and submitted by the customer will
still result in charges to the customer unless Investigative Associates &
Consultants is notified by the customer prior to any research being conducted.
The amount of the refund is limited to the actual fees paid less a processing
fee of 5%. We will not reimburse customers for any other bank fees,
insufficient funds fees or “over limit fees” in conjunction with
the use of credit cards or bank debit cards.
Investigative Associates & Consultants values the trust placed in our
company and services. We understand the necessity for protecting personal
information in today’s environment. As such, we have established policies
and procedures dedicated to maintaining the privacy of personal information
while providing our clients with exceptional service.
We only collect information that is necessary to provide the requested services.
Examples of the types of information we collect are, but not limited to the
name, address, race, sex, date of birth, social security number, driver’s
license number, telephone number, criminal histories, credit reports and
employment and educational verifications.
Personal information is processed with the customer’s knowledge and
authorization. This information is protected from unauthorized or accidental
disclosure and is only seen by those persons necessary to perform the
authorized research. Investigative Associates & Consultants does not use
any customer/applicant information to compile mailing lists for sales or other
purposes. We maintain strict physical, electronic and procedural safeguards
that comply with federal and state regulations to guard a consumer’s
nonpublic and public personal information.
We do not disclose any personal information obtained in the course of research
except as required or permitted by law, or to fulfill our contracted services
to you. This is in accordance with the Fair Credit Reporting Act (15 U.S.C.
§ 1681). Investigative Associates & Consultants does not provide our
customers’ information to any vendors or third parties for any reason.
Investigative Associates & Consultants maintains strict procedures to
insure that the information we collect is complete, accurate and up to date
before it is reported. However, Investigative Associates & Consultants
cannot be responsible for errors within court records and within the records of
other consumer reporting agencies, such as credit bureaus.
Credit Card Processing and Security
At Investigative Associates & Consultants, our secure server encrypts all
payment information that you transmit to us while using our site. The
encryption process takes personal information and converts it into code that is
securely transmitted over the Internet. Credit card transactions are handled by
a third party financial institution that receives the credit card number and
other personal identifying information only to verify the credit card numbers
and process transactions.
Website Security Features
User identity authenticated at sign-on
Unique user names & password
128 bit encryption
Transmitted information is encrypted
Security symbol (closed padlock or key) is visible in browser window
Automated session time out after twenty minutes
Out goal is to insure that our website visitors obtain the greatest value;
consequently, Investigative Associates & Consultants may provide links to
third party websites. However, Investigative Associates & Consultants
exercises no authority or control over linked sites. Investigative Associates
& Consultants assumes no responsibility or liability for the processes,
content or security of these web sites. These links are provided only for your
convenience, and as such, you access them at your own risk.
Contacting the Web Site
If you have any questions about this privacy statement, the practices of this
web site or your interaction with this web site, contact:
Investigative Associates & Consultants
3775 Vest Mill Road
Winston-Salem, NC 27103